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Stay Curious.
Make the most of your college experience.
Jeff Hulett
Curator, The Curiosity Vine
Stay Curious.
The Curiosity Vine is an idea incubator.
Our contributors have experience and interest in a variety of high-impact topics, such as science, technology, conservation, mathematics, data science, public policy, economics, and others. Our objective is to promote early-stage ideas, enable idea collaboration, and test idea purchase.
TCV platform is curated by Jeff Hulett.
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TCV's ideas are used to provide seminars, write books, build businesses, and especially to help people.
So take a look around the site, feel free to ask or answer your own questions, and enjoy your own curiosity exploration!
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Featured Posts
From Moral Philosophy to Choice Architecture: Closing the 'Unseen' Gap in Adam Smith's System
Adam Smith’s enduring legacy rests on two pillars: the moral philosophy detailed in The Theory of Moral Sentiments (TMS) and the economic framework of The Wealth of Nations (WN) . For decades, the intellectual divide between these works—dubbed the "Adam Smith Problem"—obscured a critical truth: the two books form a single, cohesive system. The key to unification lies in Smith’s four sources of moral approval from TMS. The first three sources (motives, consequences, and gener
The Mechanics of Emergence: Signal Integration in Neurons
What does Neuroscience have to do with Personal Finance? Everything! My journey into personal finance has led me to a crucial realization: the vast majority of our challenge to achieve long-term wealth begins not in spreadsheets or investment accounts, but within our own minds. The reasons we are either successful or fail are often rooted in the deep mechanics of how our brain operates and how that operation ultimately presents in our personal finance decision-making. This a
De-Moral Hazarding: The Strategic Use of Commitment Devices to Achieve Moral Benefit
I. Introduction: The Asymmetry of Risk and Incentive Distortion Despite the substantial welfare gains provided by risk-transfer mechanisms, the phenomenon of Moral Hazard (MH) represents a persistent challenge, contributing to systemic inefficiency and escalating costs. MH fundamentally describes the incentive distortion created when agents are insulated from the full financial consequences of their actions. Drawing from a long-established definition, Moral Hazard is understo
The Quiet Wealth of Parenting: 10 Practical Lessons for Raising Thriving Children
It's not about money or perfection; it's about presence, governing our seeking, and being a self-learner. Discover the 10 Practical Parenting Lessons from "The Quiet Wealth of Enough" that teach resilience, self-learning, and the true meaning of wealth for raising healthy, happy children. These lessons come from a deep understanding of the behavioral and cognitive sciences, financial education, teaching, and the practical experience of raising four confident, resilient, an
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From Moral Philosophy to Choice Architecture: Closing the 'Unseen' Gap in Adam Smith's System
Adam Smith’s enduring legacy rests on two pillars: the moral philosophy detailed in The Theory of Moral Sentiments (TMS) and the economic framework of The Wealth of Nations (WN) . For decades, the intellectual divide between these works—dubbed the "Adam Smith Problem"—obscured a critical truth: the two books form a single, cohesive system. The key to unification lies in Smith’s four sources of moral approval from TMS. The first three sources (motives, consequences, and gener
Jeff Hulett
5 days ago7 min read
The Mechanics of Emergence: Signal Integration in Neurons
What does Neuroscience have to do with Personal Finance? Everything! My journey into personal finance has led me to a crucial realization: the vast majority of our challenge to achieve long-term wealth begins not in spreadsheets or investment accounts, but within our own minds. The reasons we are either successful or fail are often rooted in the deep mechanics of how our brain operates and how that operation ultimately presents in our personal finance decision-making. This a
Jeff Hulett
7 days ago7 min read
De-Moral Hazarding: The Strategic Use of Commitment Devices to Achieve Moral Benefit
I. Introduction: The Asymmetry of Risk and Incentive Distortion Despite the substantial welfare gains provided by risk-transfer mechanisms, the phenomenon of Moral Hazard (MH) represents a persistent challenge, contributing to systemic inefficiency and escalating costs. MH fundamentally describes the incentive distortion created when agents are insulated from the full financial consequences of their actions. Drawing from a long-established definition, Moral Hazard is understo
Jeff Hulett
Dec 108 min read
The Rewired Life: Seeking Better, Not Just More
Seeking is profoundly natural. In fact, it is a drive wired deep into our brains, a crucial part of our evolutionary biology. In many ways, seeking is why we exist today—it is the fuel for growth, discovery, and survival. So, this article is not about stopping that powerful, innate force; it's about channeling it. Are we seeking the wrong things? In a world saturated with curated lifestyles, comparison-driven ambition, and endless information, the impulse to achieve more is
Jeff Hulett
Nov 516 min read
The Tyranny of the Average: Incentives, Interdependence, and the Failure of the Bell Curve
-- The "Normal" Fallacy: Why the Bell Curve is an Abnormal Distribution. The bell-shaped curve, or Normal distribution, is arguably the most recognizable image in statistics. Its mathematical ubiquity has led many to believe it is the default, or "normal," state of nature. However, when we apply this distribution to the complex, interdependent realm of human affairs—from wealth and social media engagement to market returns and social influence—the Normal distribution proves
Jeff Hulett
Oct 910 min read
Racism Rewired: How Neuroscience and Economics Expose a Broken Logic
A simple image, a profound implication. First, extend your two hands in front of your face and make fists. Hold them together, thumbs...
Jeff Hulett
Oct 67 min read
When Maps Melt: The Limits of Knowledge in Decision-Making
At Personal Finance Reimagined (PFR) we often remind students and entrepreneurs of an essential point: Good decisions depend on clear thinking, yet one recurring confusion is between probability and frequency. The error arises because historical frequencies—what has happened—are often incorrectly treated as certain probabilities for the future. As the physicist E.T. Jaynes suggested, frequency is merely an observation of the past terrain, while probability is the map we use
Jeff Hulett
Oct 110 min read
The Laws of Life: Social Physics for Better Decisions
Why We Need Social Physics. When most people hear the word law , they think of physics or government. Newton’s laws describe motion....
Jeff Hulett
Sep 268 min read
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