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Treasury Rates Update: August 7th, 2025

This week’s Treasury market saw a broad-based decline in yields, with the largest moves concentrated in medium and long maturities. Economist Bill Knudson points to a shifting yield curve structure that reflects heightened sensitivity to growth and inflation data, especially as markets approach key CPI and employment reports.


Upcoming Key Economic Data Release:  


  • Next new job release is 9.5.25


  • Next inflation release 8.12.25


  • Next Fed meeting is 9.17.25  


Key Developments:

  • 10-Year Yield Drops Sharply: The 10-Year Treasury rate fell 14 basis points (bp) to 4.23%, marking a 20bp decline over the past two weeks.

  • Yield Curve Snapshot (as of August 7):

    • 1-Month: 4.49% (-20bp)

    • 2-Year: 3.72% (-22bp)

    • 5-Year: 3.79% (-17bp)

    • 10-Year: 4.23% (-14bp)

    • 30-Year: 4.81% (-8bp)

    • 10–2 Year Spread: 0.51%, up from 0.43% last week

  • Structural Shift:

    • The positive slope in long maturities remains, but medium-term maturities are showing signs of flattening and inversion risk.

    • Spread steepening this week was driven by a larger drop in short- and medium-term yields.

  • Macro Signals:

    • CPI release on August 12 will be pivotal for rate expectations.

    • Job growth slowed sharply to 73,000 new positions.

Knudson interprets the steepening as short-term relief in the yield curve, but cautions that the medium-term flattening hints at unresolved uncertainty. This positioning may signal that markets are hedging for slower growth despite near-term easing in rate pressures.

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